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Baccarat rules and tips
Objective of the Game
Baccarat is the oldest of all games played in modern casinos. Records suggest the game may have been played as far back as the fifteenth century in France where it is sometime known as
punto banco. There are just three bets to make and the game is often played for very high odds. In traditional casinos Baccarat tables are often kept separate from the rest of the casino in a ‘Baccarat Pit.’ The Baccarat table is easy to recognize. It is often quite large and can have seating for as many as twelve people.
Baccarat is a card game played with a single deck of cards. The objective of the game is to predict which of the two hands (Banker or Player) that are about to be dealt will be closer to having a value of 9.
Your objective is to successfully predict whether the player's hand will get closest to a value of 9, the banker's hand will get closest to a value of 9, or that the game will result in a tie. You do not receive any cards, or play against anyone. All ten-value cards (tens and all picture cards) count as 0 and aces count as 1. The winning hand is the hand with the highest points value.
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The rules of baccarat are basic and simple to follow. Once you learn it's easy to remember and you can feel completely comfortable sitting at any baccarat table or mini baccarat table at the casino, or playing online. If you're learning the simple baccarat rules for the first time you should download a free software package from one of the many online casinos out there and play along. Many offer unlimited free play. There are a number of downloads available on this site which include a selection of online casino packages and a few tutorial style baccarat programs.
As the player you are given the choice of either betting on the banker hand winning, the player hand winning, or a tie between the two. Two cards are dealt to the player and the banker. If the hand you're betting on wins, you win even money. Even money bets are 1 to 1, meaning if you bet five pounds/dollars, you're paid back the five plus five more, so your profit is equal to your bet. If you bet on a tie and it turns out to be one, you're paid 8 to 1. Meaning if you bet 5 pounds/dollars on a tie and win, you're paid back your five, plus 40 more.
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The goal of your two-card hand is to try and have a total that is close to 9. Tens and face cards count as zero, with the exception of the ace, which is worth 1. Cards 2 thru 9 are worth their face value. The simplicity of baccarat rules reflects the simplicity of the scoring and goal itself. There is only one tricky part: although there is no such thing as a 'busting hand' as in blackjack, when your initial card total is a two digit number, the first digit is dropped. Say you are dealt a pair of sevens - the total is 14, but the count is set to 4, as the leading 1 is arbitrarily dropped.
If the first two cards of a hand total 8 or 9 the hand is declared a 'natural' and wins (unless there is a tie between two naturals). If either hand is a natural, both hands stand, the natural hand wins. If the total is not a natural win on either hand, another card is drawn for each hand to determine the winner. Winning banker hands are usually taxed 5% by the casinos. Remember, anybody can be the banker, not always a casino employee. This hint is enough to gain an advantage in baccarat, because you know if the casinos take a cut of just one hand, that one hand probably has a good chance of winning.
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Something the other baccarat rules pages on the Internet aren't likely to offer as info is this interesting tidbit: even with the 5% cut taken from winning on a banker hand bet, there is still an advantage to betting on the banker. The advantage is slim, in the area 0.18%, but in the world of gambling that's really not that small. So from reading this page you should have picked up enough about baccarat rules to play a game. It may still be a good idea to try it online first, and within minutes you'll feel comfortable enough to play anywhere. There aren't many rules, and the baccarat rules that do exist are fairly simple, they just differ from other games you may have played at the casino, so may take a little getting used to. Have fun and be lucky!
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Baccarat tips
Avoid "tie" bets they favor the house and usually occur in less than 10% of hands.
Statistically "banker" bets are slightly better than "player" bets.
Bet on the hand that won last (if the bank hand won, make your next bet on the bank hand) You will always be betting on the hand that is "streaking".
Increase your bets gradually on consecutive wins, but whenever a loss occurs revert back to your minimum bet.
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